// ============================================================
// "See how it works" — deep-dive product explainer page.
// Reached from ScreenMarketing's "See how it works" link
// and from the demo chip's jump-to-screen menu.
// ============================================================
const ScreenHowItWorks = ({ tweaks, onApply, onBack }) => {
const { partnerName } = tweaks;
// Worked-example numbers used in section 4. Kept independent of tweaks so
// the marketing math reads cleanly even if the user has tuned defaults.
const example = {
advance: 35000,
factor: 1.30,
weeks: 50
};
example.payback = example.advance * example.factor;
example.weekly = Math.round(example.payback / example.weeks / 10) * 10;
return (
{/* ============ HERO ============ */}
90-second tour
Working capital that flexes with you.
The Flex Line is one reusable line of revenue-based capital. Take what you need today, pay back from a slice of your {partnerName} deposits, and your capacity refills as you go.
{/* ============ SECTION 2: THE LOOP ============ */}
The big idea
One line that flexes — draw, pay back from deposits, repeat.
Unlike a term loan, a Flex Line refills as you deliver. Pay down what you've drawn, and that capacity comes back — ready when you need it.
{[
{ n: "01", ic: "arrow-down-to-line", title: "Take a draw", body: `Pull any amount from your line — same-day funding via ACH to your ${partnerName} account.`, accent: "var(--growth-galaxy)" },
{ n: "02", ic: "activity", title: "Pay back from deposits", body: "A weekly slice from your business deposits goes toward delivery. Slow week? Smaller payment.", accent: "var(--funding-pool)" },
{ n: "03", ic: "refresh-cw", title: "Capacity refills", body: "As you deliver, the headroom on your line comes back — ready for the next draw.", accent: "var(--bright-opportunity)" }
].map((s, i, arr) =>
[
{s.n}
{s.title}
{s.body}
,
i < arr.length - 1 && (
)
]
)}
{/* Refill arrow back */}
Step 3 loops back to step 1 — your line is reusable, not a one-shot loan.
{/* ============ SECTION 3: A YEAR IN THE LIFE ============ */}
A year in the life
See how your line breathes alongside your business.
Two draws, twelve months. Available capacity goes down when you draw, then climbs as your weekly payments deliver.
{/* ============ SECTION 4: THE MATH ============ */}
The math, line by line
No interest, no APR surprises. One number you agree to up front.
We use a factor rate — usually 1.20× to 1.40×. Multiply the amount you take by the factor and you get exactly what you'll deliver. That's it.
{[
{
q: "What if I have a slow week?",
a: "Your weekly payment is sized to your typical revenue. We reconcile based on actual deposits, so a quieter week means a smaller payment — never a missed one."
},
{
q: "Can I take more before I've paid back?",
a: `Yes — that's the whole point of a Flex Line. As long as you have available capacity (your line minus what's still in delivery), you can pull another draw at any time at the same factor rate.`
},
{
q: "What does PayNow do?",
a: "Pay any amount toward your balance whenever you want. If you deliver the full purchased amount within 60 days, we'll discount what you owe — up to 15%."
},
{
q: "Will this show up on my business credit?",
a: "Yes. Revenued reports your payments monthly to SBFE (Small Business Financial Exchange). On-time payments build your business credit profile."
}
].map((f, i) =>
{f.q}
{f.a}
)}
{/* ============ DISCLOSURE ============ */}
Revenued's service provides for the purchase of future receivables and is not a loan. Approval, advance amount, and pricing are determined by Revenued at its discretion. The example math above is illustrative; your factor rate, advance, and weekly payment are determined at decision time.
{/* ============ FINAL CTA ============ */}
Ready when you are
Take 5 minutes. See what you're approved for.
Soft credit pull only. No application fees. No commitment.